Category
RegTech & Compliance Ops
RegTech vendors cover regulatory reporting, policy management, financial-crime workflow, complaints and audit trails. Compare on regulator/jurisdiction coverage, workflow flexibility and integrations with your KYC/fraud stack.
In one minute
What it is
Software that runs the compliance function: regulatory reporting, financial-crime case work, policies and controls, complaints and audit trails.
What you get
Data collection and report generation, workflows and case tools, obligation and control registers, dashboards and evidence for regulators and auditors.
What you still own
Accountability for compliance, judgements, sign-offs and the accuracy of the underlying data.
When you need it
When spreadsheets and email no longer scale — typically after licensing, a regulatory review or rapid growth.
How it works
Your systems
ledger, KYC, monitoring, CRM
RegTech platform
data, workflow, reporting
Your compliance team
reviews, decides, signs off
Board and senior management
oversight
Regulators and authorities
receive reports and filings
Many firms combine several RegTech tools. Integration with your data sources decides how much manual work remains.
Who does what
| Task | You | Provider | Regulator |
|---|---|---|---|
| Source data | Supplies and owns accuracy | Ingests and validates | — |
| Report generation | Reviews and signs off | Generates | Receives |
| Rule and taxonomy updates | Monitors | Maintains in the product | Publishes |
| Case work | Performs | Supplies workflow | — |
| Policies and controls | Owns | Supplies registers | Supervises |
| Audit trail | Relies on | Records | Inspects |
Source data
- You
- Supplies and owns accuracy
- Provider
- Ingests and validates
- Regulator
- —
Report generation
- You
- Reviews and signs off
- Provider
- Generates
- Regulator
- Receives
Rule and taxonomy updates
- You
- Monitors
- Provider
- Maintains in the product
- Regulator
- Publishes
Case work
- You
- Performs
- Provider
- Supplies workflow
- Regulator
- —
Policies and controls
- You
- Owns
- Provider
- Supplies registers
- Regulator
- Supervises
Audit trail
- You
- Relies on
- Provider
- Records
- Regulator
- Inspects
Decisions to make before you shortlist
Scope
Jurisdictions
Data approach
Deployment
Use cases
Automate regulatory reporting
Generate and file transaction, prudential and consumer-duty reports across jurisdictions.
Read the use caseManage financial-crime cases
Investigate alerts across KYC, fraud and transaction monitoring in one workflow with full audit history.
Read the use caseRun a compliance management system
Track policies, obligations, controls and attestations with dashboards for the board and regulators.
Read the use caseWhat to compare
Jurisdiction and report coverage
Gaps become manual work
Ask: Which regulators and returns are supported today?
Regulatory change management
Rules change often
Ask: How quickly are taxonomy and rule updates delivered?
Data integration
Accuracy starts at the source
Ask: Connectors to your ledger, KYC and monitoring tools?
Validation
Errors reach the regulator
Ask: Validation rules before submission?
Workflow flexibility
Every firm works differently
Ask: Configurable workflows and approvals?
Audit trail
Evidence for supervisors
Ask: Full history and export?
Board reporting
Oversight
Ask: Dashboards and management information?
How providers charge
Subscription
By module and entity
Per report or jurisdiction
For reporting products
Seats
For workflow users
Implementation
Data mapping and configuration
Regulatory update service
Sometimes separate
Ask each provider for the all-in cost at your expected volume, for year one and year three.
Regulatory context
EU
- DORA requires ICT incident reporting and a register of information on ICT third-party arrangements
- Licensed payment and e-money institutions report to their national supervisors; banks report under EBA frameworks
UK
- FCA regulatory returns, complaints reporting and Consumer Duty monitoring
- Operational resilience self-assessments.
All
- Supervisors expect traceable data lineage and sign-offs.
Orientation only, not legal advice.
What providers will ask you
Have these ready before you publish.
- Licences and regulators
- Reports and processes in scope
- Data sources
- Team size
- Current tools
- Deadlines
Red flags
- Coverage lists without live customers per report
- Slow regulatory updates
- No validation before submission
- Audit trail that cannot be exported
How Finlane fits
Your RFP covers
- Jurisdictions and licences
- Reports and processes
- Data integration
- Validation
- Workflow
- Audit trail
- Board reporting
- Commercials
- 1Scope your compliance requirements with the AI advisor
- 2Matching providers receive your brief
- 3Compare structured responses side by side
- 4Shortlist and review sample outputs
Frequently asked questions
Buying in RegTech & Compliance Ops?
Post a structured RFP on Finlane and compare providers’ answers side by side. Free for buyers.