About Finlane
Making fintech infrastructure easier to buy — and fairer to sell.
Every financial product runs on partners: a licence holder, an account provider, a card issuer, a payments processor, an identity vendor. Choosing them shapes what a product can do, where it can launch and how it scales.
Finlane exists to make that choice structured. One brief, reviewed providers, answers that can be compared — and the buyer in control of who knows what, and when.
Card issuing processor
| Requirement | Provider A | Provider B | Provider C |
|---|---|---|---|
| Virtual card issuing | Full | Full | Partial |
| EEA programme support | Full | Partial | Full |
| Real-time controls | Partial | Full | Not offered |
| Migration support | Full | Needs your answer | Partial |
Illustrative example.
Illustrative example.
Why Finlane exists
- 01
Fintech is built on partners
Accounts, cards, payments, identity checks, fraud monitoring, core ledgers — most of what a customer experiences in a financial product is delivered by infrastructure providers behind it. Picking the right ones is one of the most consequential decisions a fintech or bank makes.
- 02
Buying that infrastructure is still manual
Selections still run on intro calls, NDAs, slide decks and spreadsheets. Every provider answers in its own format. Buyers often learn late that a provider cannot serve their market or model, and providers spend time on companies they could never onboard.
- 03
We're building the structured market layer
Finlane turns the process into one workflow: a structured brief, admin review before anything goes out, matching to approved providers in the right category, and responses in one comparable format — with confidentiality and ownership built in.
What we believe
Structure beats pitch decks
Decisions are better when every provider answers the same questions.
In the product: Every matched provider responds to the buyer's requirements with full, partial or not-offered coverage.
Buyers decide who knows them
Confidential plans should stay confidential until there is a reason to share them.
In the product: Providers see the requirements first; the buyer's identity, contacts and files unlock only when a provider accepts.
Matching should be neutral
Relevance, not payment, should decide who sees a brief.
In the product: Matching is neutral: paying to be ranked higher or to win is not an option. RFPs reach approved providers by category, and fit is scored against their confirmed capabilities.
People stay in charge of AI
AI should do the groundwork, not make the decision.
In the product: Nothing is published or submitted without a person reviewing it.
The record belongs to the buyer
Advisors should be able to help without taking over.
In the product: Consultants work inside client-owned projects with access the client can revoke at any time.
Be clear about our limits
A marketplace structures the process; it does not replace judgement.
In the product: Provider approval supports evaluation but does not replace the buyer's own due diligence.
Who Finlane serves
Buyers
Fintechs, banks, platforms and brands sourcing infrastructure.
Learn moreConsultants
Advisors running selections for their clients.
Learn moreProviders
Infrastructure providers receiving briefs that fit what they sell.
Learn more
Where we are
finlane.io goes live
The structured RFP workspace opens to buyers and providers.
First RFP published
A buyer issues the first structured brief on the platform.
Categories open
14 categories are open with approved providers.
AI RFP advisor
Buyers can shape a brief in a guided conversation; providers get capability-grounded response drafts.
Projects and consultant access
Buyers group initiatives and bring advisors in at the scope they choose.
Next
What we're working on, and what we're considering.
See the roadmap
Trust and confidentiality
Buyers share plans that are not public yet. We treat that responsibly — and explain exactly how.
Build with us
See Finlane in action
Start with a structured brief, or talk to us about your next infrastructure decision.