For banks
Scope the initiative, get structured answers from vetted providers, and walk into procurement with a comparable shortlist.
RFP · Card issuing
Bank
| Provider | Requirements | Coverage | Fit |
|---|---|---|---|
| Provider A | |||
| Provider B | |||
| Provider C |
Illustrative example.
Choose an initiative to see what it involves and which provider categories belong in the brief.
Replacing or adding an issuer processor touches schemes, tokenisation, fraud and customer servicing at once. Putting the pieces out to tender together keeps the migration in one plan.
RFP · Issuer processing and tokenisation
Categories you would tender
Sending and receiving instant payments changes fraud exposure, liquidity management and customer experience at the same time. The technology choice sits across payments, fraud and account data.
RFP · Instant payments and payee verification
Categories you would tender
Drop-off in account opening is usually a verification problem, not a design problem. Identity, business verification and screening have to work together across channels.
RFP · Digital onboarding for retail and SME
Categories you would tender
Real-time payments and new scam patterns outpace rules written for batch processing. Monitoring, case management and reporting need to be evaluated as one system.
RFP · Transaction monitoring and case management
Categories you would tender
Many banks modernise by running a new ledger or product engine alongside the existing core, then moving products across over time. The architecture decision comes before the vendor decision.
RFP · Sidecar ledger for new products
Categories you would tender
Account aggregation, payment initiation and data-driven credit decisions all depend on reliable connectivity and consent handling across banks.
RFP · Account data and payment initiation
Categories you would tender
Savings products, brokerage and cash sweeps let customers grow money without leaving the bank. The infrastructure spans custody, execution and the customer-facing experience.
RFP · Embedded brokerage and savings
Categories you would tender
Custody, trading and stablecoin payments require new infrastructure and new compliance controls. The choice of provider shapes your regulatory exposure.
RFP · Custody and trading for retail clients
Categories you would tender
Credit products depend on reliable data, consistent decisions and a ledger that can carry the full loan lifecycle. Tendering the connected stack together exposes gaps before launch.
RFP · Lending origination and decisioning
Categories you would tender
These areas appear across the European provider landscape and are being prepared for structured discovery on Finlane.
See the market before procurement starts
Matched providers answer a structured brief before you commit internal resources. You go into a formal process knowing who can actually deliver.
Comparable answers, not twelve formats
Every provider responds to the same questions in the same structure, so differences are visible instead of buried in slide decks.
A shortlist you can explain
Requirements, responses and your rationale sit in one record you can share with procurement, risk and IT.
Retail & universal banks
Broad product ranges and a large installed base to migrate.
Often starts with: Card issuing · Instant payments
Savings & cooperative banks
Shared infrastructure and group-level decisions shape every choice.
Often starts with: Onboarding & KYC · Savings & investing
Private & wealth banks
High expectations on client experience and on data protection.
Often starts with: Savings & investing · Digital assets
Business & transaction banks
Payments, cash management and business onboarding carry the relationship.
Often starts with: Instant payments · Onboarding & KYC
Specialist lenders
Credit decisioning and account data drive growth.
Often starts with: Open banking & data · Core & ledger
Digital-native banks
Fast product cycles and a modern stack to extend.
Often starts with: Fraud & AML · Card issuing
Market scan
Fits when: You are building the business case.
Describe the initiative and see which vetted providers match, before any formal RFP.
Run the Fit CheckSingle-category RFP
Fits when: You know what you are replacing.
One structured brief, comparable responses, one shortlist.
Start an RFPMulti-category programme
Fits when: The initiative touches several vendors.
Run one RFP per category, grouped into a single project, with one overview.
Start a projectAdvisor-led
Fits when: A consultant is running the selection for you.
Your advisor scopes and manages the process on Finlane, with you in the loop.
How advisors workScope
Describe the initiative with the AI advisor and turn it into a structured brief.
Align
Share the requirements with IT, risk and procurement before anything goes out.
Match
Vetted providers that fit the brief receive it and decide whether to respond.
Compare
Structured responses side by side; shortlist the ones worth a deeper look.
Hand over
Take the shortlist into your own procurement, due diligence and contracting.
Confidential by default
Providers see your requirements first. Your bank’s identity is revealed after they accept the RFP.
Read moreVetted providers
Every provider is reviewed before it can respond to an RFP.
Your data, your process
Your team keeps ownership of due diligence, negotiation and contracting.
Read moreNo. Finlane covers the market phase — scoping, matching and structured responses. Due diligence, negotiation and contracting stay inside your bank's own process.
Providers see your requirements first. Your bank’s identity is revealed after they accept the RFP.
Yes. Advisors can scope and manage the process on Finlane, with your team involved at each step.
Every provider profile is reviewed by Finlane before that provider can respond to an RFP.
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ReadAnswer five questions and we'll name the provider categories your build touches. No account, nothing sent to anyone.
Run one RFP per category, group related selections into a project, and keep the whole process in one place.