Category
Crypto & Stablecoin Infrastructure
Crypto infrastructure providers offer regulated custody, on/off-ramps, wallets and stablecoin settlement rails. Compare on licences, asset coverage, custody model (MPC, HSM, qualified custodian), fiat rails and compliance tooling.
In one minute
What it is
Regulated infrastructure to hold, buy, sell and move crypto-assets and stablecoins inside your product — without building custody, liquidity and compliance yourself.
What you get
Custody and wallets, on- and off-ramps between fiat and crypto, trading or conversion, stablecoin settlement rails, blockchain analytics and reporting.
What you still own
Your product and customers, your risk appetite, the permissions you need yourself, and customer communication about risk.
When you need it
When your product lets customers hold or trade crypto, or when you want to move value across borders on stablecoin rails.
How it works
Your product
app, platform or treasury
Crypto infrastructure provider
custody, trading, ramps, APIs
Liquidity and exchanges
pricing and execution
Blockchains
where assets are held and moved
Fiat banking partners
accounts and payment rails for ramps
Providers range from custody specialists to full-stack platforms. Establish which regulated permissions each provider holds, in which jurisdictions, for which activities.
Who does what
| Task | You | Provider | Fiat banking partner |
|---|---|---|---|
| Customer onboarding | Owns or shares | KYC tooling or performs | — |
| Custody of assets | — | Holds keys or uses custodian | — |
| Trading and conversion | Presents | Executes | — |
| Fiat deposits and withdrawals | Presents | Orchestrates | Holds accounts, processes payments |
| Travel-rule data exchange | Supplies data | Exchanges | — |
| Blockchain analytics | Acts on alerts | Screens | — |
| Reporting | Uses | Prepares | — |
Customer onboarding
- You
- Owns or shares
- Provider
- KYC tooling or performs
- Fiat banking partner
- —
Custody of assets
- You
- —
- Provider
- Holds keys or uses custodian
- Fiat banking partner
- —
Trading and conversion
- You
- Presents
- Provider
- Executes
- Fiat banking partner
- —
Fiat deposits and withdrawals
- You
- Presents
- Provider
- Orchestrates
- Fiat banking partner
- Holds accounts, processes payments
Travel-rule data exchange
- You
- Supplies data
- Provider
- Exchanges
- Fiat banking partner
- —
Blockchain analytics
- You
- Acts on alerts
- Provider
- Screens
- Fiat banking partner
- —
Reporting
- You
- Uses
- Provider
- Prepares
- Fiat banking partner
- —
Decisions to make before you shortlist
Regulatory route
Custody model
Asset scope
Ramps
Settlement use
Use cases
Add a fiat on/off-ramp to a wallet or app
Let users buy and sell crypto with cards, bank transfer or local methods, with KYC handled by the provider.
Read the use caseCustody assets for a regulated product
Store customer assets with a licensed custodian using MPC or HSM key management and clear insurance terms.
Read the use caseSettle B2B payments in stablecoins
Move USD/EUR value across borders on stablecoin rails with instant settlement and automatic fiat conversion.
Read the use caseIssue stablecoin-linked cards
Combine a wallet with card issuing so users can spend their stablecoin balance anywhere cards are accepted.
Read the use caseWhat to compare
Permissions
Defines what you may offer
Ask: Which authorisations, regulators and activities — custody, exchange, transfer — and which countries?
Custody model
Where losses would come from
Ask: Key management, segregation, insurance terms, proof of reserves?
Asset and network coverage
Product scope
Ask: Which assets and networks are supported for each service?
Fiat rails
Ramps depend on banking partners
Ask: Which currencies and methods; who are the banking partners?
Compliance tooling
Travel rule and analytics are expected
Ask: Travel-rule solution, blockchain analytics, sanctions screening?
Liquidity and pricing
Customer outcomes
Ask: Spreads, fees, execution quality?
Stability
Counterparty risk is real in this sector
Ask: Ownership, audits, segregation of client assets?
Integration
Time to launch
Ask: APIs, widgets, sandbox?
How providers charge
Trading spread or fee
Per conversion
Ramp fees
Per fiat deposit or withdrawal, by method
Custody fee
Often a percentage of assets under custody
Network fees
Passed through
Platform fee
Monthly minimum
Compliance add-ons
Analytics and travel-rule tooling
Ask each provider for the all-in cost at your expected volume, for year one and year three.
Regulatory context
EU
- The Transfer of Funds Regulation applies the travel rule to crypto-asset transfers
- AML rules apply to crypto-asset service providers.
UK
- Financial promotion rules apply to crypto marketing.
Orientation only, not legal advice.
What providers will ask you
Have these ready before you publish.
- Your product and customers
- Markets
- Assets and networks
- Expected volumes
- Your own permissions
- Compliance setup
- Source of funds expectations
Red flags
- Permissions described vaguely or "pending"
- Client assets not segregated
- No travel-rule solution
- Banking partners that cannot be named
- Insurance claims without terms
How Finlane fits
Your RFP covers
- Product scope
- Permissions required
- Custody model
- Assets and networks
- Fiat rails
- Compliance tooling
- Liquidity and pricing
- Volumes
- 1Scope your crypto requirements with the AI advisor
- 2Matching providers receive your brief
- 3Compare structured responses side by side
- 4Shortlist and continue with your own due diligence
Frequently asked questions
Buying in Crypto & Stablecoin Infrastructure?
Post a structured RFP on Finlane and compare providers’ answers side by side. Free for buyers.