Category

Crypto & Stablecoin Infrastructure

Crypto infrastructure providers offer regulated custody, on/off-ramps, wallets and stablecoin settlement rails. Compare on licences, asset coverage, custody model (MPC, HSM, qualified custodian), fiat rails and compliance tooling.

Crypto exchanges
Neobanks
Cross-border payment fintechs
Marketplaces
Enterprises

In one minute

What it is

Regulated infrastructure to hold, buy, sell and move crypto-assets and stablecoins inside your product — without building custody, liquidity and compliance yourself.

What you get

Custody and wallets, on- and off-ramps between fiat and crypto, trading or conversion, stablecoin settlement rails, blockchain analytics and reporting.

What you still own

Your product and customers, your risk appetite, the permissions you need yourself, and customer communication about risk.

When you need it

When your product lets customers hold or trade crypto, or when you want to move value across borders on stablecoin rails.

How it works

Your product

app, platform or treasury

Crypto infrastructure provider

custody, trading, ramps, APIs

Liquidity and exchanges

pricing and execution

Blockchains

where assets are held and moved

Fiat banking partners

accounts and payment rails for ramps

Providers range from custody specialists to full-stack platforms. Establish which regulated permissions each provider holds, in which jurisdictions, for which activities.

Who does what

Customer onboarding

You
Owns or shares
Provider
KYC tooling or performs
Fiat banking partner
—

Custody of assets

You
—
Provider
Holds keys or uses custodian
Fiat banking partner
—

Trading and conversion

You
Presents
Provider
Executes
Fiat banking partner
—

Fiat deposits and withdrawals

You
Presents
Provider
Orchestrates
Fiat banking partner
Holds accounts, processes payments

Travel-rule data exchange

You
Supplies data
Provider
Exchanges
Fiat banking partner
—

Blockchain analytics

You
Acts on alerts
Provider
Screens
Fiat banking partner
—

Reporting

You
Uses
Provider
Prepares
Fiat banking partner
—

Decisions to make before you shortlist

Regulatory route

Provider's permissions
Your own authorisation
Hybrid
speed versus control and scope.

Custody model

Provider custody
Qualified third-party custodian
Self-custody with MPC or HSM technology
simplicity versus control and liability.

Asset scope

Stablecoins only
Major assets
Broad catalogue
compliance load versus product appeal.

Ramps

Cards
Bank transfer
Local methods
cost and conversion versus coverage.

Settlement use

Customer product
Your own treasury and payouts
different risk and permissions.

Use cases

View all Crypto & Stablecoin Infrastructure use cases

What to compare

Permissions

Defines what you may offer

Ask: Which authorisations, regulators and activities — custody, exchange, transfer — and which countries?

Custody model

Where losses would come from

Ask: Key management, segregation, insurance terms, proof of reserves?

Asset and network coverage

Product scope

Ask: Which assets and networks are supported for each service?

Fiat rails

Ramps depend on banking partners

Ask: Which currencies and methods; who are the banking partners?

Compliance tooling

Travel rule and analytics are expected

Ask: Travel-rule solution, blockchain analytics, sanctions screening?

Liquidity and pricing

Customer outcomes

Ask: Spreads, fees, execution quality?

Stability

Counterparty risk is real in this sector

Ask: Ownership, audits, segregation of client assets?

Integration

Time to launch

Ask: APIs, widgets, sandbox?

How providers charge

Trading spread or fee

Per conversion

Ramp fees

Per fiat deposit or withdrawal, by method

Custody fee

Often a percentage of assets under custody

Network fees

Passed through

Platform fee

Monthly minimum

Compliance add-ons

Analytics and travel-rule tooling

Ask each provider for the all-in cost at your expected volume, for year one and year three.

Regulatory context

EU

  • The Transfer of Funds Regulation applies the travel rule to crypto-asset transfers
  • AML rules apply to crypto-asset service providers.

UK

  • Financial promotion rules apply to crypto marketing.

Orientation only, not legal advice.

What providers will ask you

Have these ready before you publish.

  • Your product and customers
  • Markets
  • Assets and networks
  • Expected volumes
  • Your own permissions
  • Compliance setup
  • Source of funds expectations

Red flags

  • Permissions described vaguely or "pending"
  • Client assets not segregated
  • No travel-rule solution
  • Banking partners that cannot be named
  • Insurance claims without terms

How Finlane fits

Your RFP covers

  • Product scope
  • Permissions required
  • Custody model
  • Assets and networks
  • Fiat rails
  • Compliance tooling
  • Liquidity and pricing
  • Volumes
  1. 1Scope your crypto requirements with the AI advisor
  2. 2Matching providers receive your brief
  3. 3Compare structured responses side by side
  4. 4Shortlist and continue with your own due diligence

Frequently asked questions

Buying in Crypto & Stablecoin Infrastructure?

Post a structured RFP on Finlane and compare providers’ answers side by side. Free for buyers.