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By category

  • Banking-as-a-ServiceLive
  • Card IssuingLive
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  • Open Banking & Account DataComing soon
  • Core Banking & LedgerComing soon
  • Lending & Credit DecisioningComing soon
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  • Crypto & Stablecoin InfrastructureComing soon
  • Payroll & Benefits InfrastructureComing soon
  • Treasury & Embedded InvestingComing soon
  • Chargebacks & DisputesComing soon
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What you're building

  • Neobank / Digital bank
  • Embedded finance / Vertical SaaS
  • Marketplace
  • E-commerce / Merchant
  • Spend management / Corporate cards
  • Lender (SMB / consumer)
  • Crypto / Web3 platform
  • Payroll / HR tech
  • Payment processor / PSP
  • Wealth / Brokerage app

By use case

  • Paying marketplace sellers across borders
  • Launching a business account inside a SaaS platform
Run a 2-minute Fit CheckFive questions, no login — see which categories your build needs.

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Featured guideHow to choose a BaaS provider in Europe7 min read

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LatestStablecoin payouts for marketplaces
Providers
Talk to usLog inGet started
  1. Home
  2. Discover
  3. Payroll / HR tech

What you're building

Infrastructure for payroll / hr tech

Payroll, benefits, EOR or earned-wage-access platform.

The stack this usually needs

  1. Payroll & Benefits InfrastructureOnboarding
  2. Banking-as-a-Service
  3. Card Issuing
  4. FX & Cross-Border PaymentsOnboarding
  5. KYC, KYB & IdentityOnboarding

What each category does for this build

  • Payroll & Benefits InfrastructureOnboarding providersEmbed payroll, benefits and earned wage access into your product.
  • Banking-as-a-ServiceAccounts, IBANs, payments and money movement — through one API.
  • Card IssuingVirtual and physical Visa/Mastercard cards — with BIN sponsorship built in.
  • FX & Cross-Border PaymentsOnboarding providersMulti-currency accounts, FX and international payouts at scale.
  • KYC, KYB & IdentityOnboarding providersOnboard individuals and businesses with verified identity and AML checks.

Not sure which providers you need?

Answer five questions and we'll name the provider categories your build touches. No account, nothing sent to anyone.

Put this stack out to providers

You can run one RFP per category, grouped into a single project, and keep the whole selection in one place. Free for buyers.

Publish an RFPBrowse all categories

Other builds

  • Neobank / Digital bank
  • Embedded finance / Vertical SaaS
  • Marketplace
  • E-commerce / Merchant
  • Spend management / Corporate cards
  • Lender (SMB / consumer)
  • Crypto / Web3 platform
  • Payment processor / PSP
FL
Finlane

The structured RFP marketplace for embedded finance and fintech infrastructure.

Product

  • How it works
  • For buyers
  • For providers
  • Get started
  • Talk to us

Discover

  • All categories
  • Banking-as-a-Service
  • Card Issuing
  • Payment Processing & Acquiring
  • KYC, KYB & Identity
  • Fraud & AML Monitoring
  • Open Banking & Account Data

Resources

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  • Glossary
  • FAQComing soon

Company

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  • Industry briefComing soon
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