Category
Banking-as-a-Service
Banking-as-a-Service providers give fintechs and embedded-finance brands the licensed infrastructure to open accounts, hold client money, issue IBANs, and move funds — without becoming a bank themselves. On Finlane you can scope, compare and shortlist BaaS vendors on a like-for-like basis: licences, geographic coverage, ledger and safeguarding model, payment rails, and integration effort.
Fintech startups
Embedded finance platforms
Marketplaces
Vertical SaaS
Enterprise brands
Buyer use cases
The concrete products and workflows this category unlocks.
Launch a neobank or wallet
Spin up a consumer or SMB banking product with named IBANs, deposits and everyday payments — without holding a banking licence yourself.
Embed accounts in a vertical SaaS
Give your customers a segregated account inside your platform (invoicing, payroll, marketplace payouts) with the BaaS provider handling KYC, safeguarding and ledgering.
Add SEPA, Faster Payments or SWIFT rails
Route domestic and cross-border transfers on the schemes your customers actually use, with settlement and reconciliation handled by the provider.
Operate a marketplace payout flow
Hold buyer funds, split them between sellers, and pay out on schedule — with the compliance and safeguarding perimeter owned by the BaaS partner.
Offer multi-currency accounts and FX
Give business or consumer customers accounts in EUR, GBP, USD and beyond, with transparent FX and international transfers.
White-label a banking product for enterprise
Stand up a co-branded banking experience for a bank, telco or retailer — with the BaaS provider handling core banking, statements and regulatory reporting.
Providers live on Finlane
Vetted by Finlane. Sign in as a buyer to request a proposal.
Buying in Banking-as-a-Service?
Post a structured RFP on Finlane and get standardized responses from every vetted vendor in this category.