Banking-as-a-Service
Banking-as-a-Service use cases
See how Banking-as-a-Service supports specific products and workflows, then scope the requirements providers need to answer.
Launch a neobank or wallet
Spin up a consumer or SMB banking product with named IBANs, deposits and everyday payments — without holding a banking licence yourself.
Read the use caseEmbed accounts in a vertical SaaS
Give your customers a segregated account inside your platform (invoicing, payroll, marketplace payouts) with the BaaS provider handling KYC, safeguarding and ledgering.
Read the use caseAdd SEPA, Faster Payments or SWIFT rails
Route domestic and cross-border transfers on the schemes your customers actually use, with settlement and reconciliation handled by the provider.
Read the use caseOperate a marketplace payout flow
Hold buyer funds, split them between sellers, and pay out on schedule — with the compliance and safeguarding perimeter owned by the BaaS partner.
Read the use caseOffer multi-currency accounts and FX
Give business or consumer customers accounts in EUR, GBP, USD and beyond, with transparent FX and international transfers.
Read the use caseWhite-label a banking product for enterprise
Stand up a co-branded banking experience for a bank, telco or retailer — with the BaaS provider handling core banking, statements and regulatory reporting.
Read the use case