Provider profile

Paynetics

Banking-as-a-Service (BaaS) · Based in Bulgaria

Not yet verified

paynetics.digital(opens the Provider’s website in a new tab)

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About

Paynetics is a provider of payment infrastructure and services, enabling companies to integrate financial functionalities into their products. The company offers a suite of services that includes card issuing, card acquiring, account management, and payment processing. Its platform supports personal and business accounts with dedicated IBANs and UK account numbers, as well as multiple payment rails including SEPA and FasterPayments. Paynetics provides solutions for card programs, enabling the issuance of virtual and physical cards that support major payment schemes and mobile wallet tokenization. The company also offers open banking services, including account information and payment initiation. Designed for various sectors, including fintechs, banks, and large corporations, the platform is accessible through APIs and SDKs to support embedded finance and white-label applications. Additionally, Paynetics provides auxiliary services such as onboarding, KYC/KYB compliance, and settlement and reconciliation tools to assist partners in managing their payment operations.

Licences

Licences Finlane has checked against an official register or with the Provider.

  • E-money institution (EMI)

    Bulgarian National Bank (BNB) · Bulgaria

    Active

    REGAFI (ACPR) – EEA passport notification · Reference Paynetics AD – Bulgarian e-money institution · Checked 28 October 2026 · Official register

    View in the register(opens in a new tab)
  • E-money institution (EMI)

    Financial Conduct Authority (FCA) · United Kingdom

    Active

    FCA Financial Services Register · Reference FRN 942777 (Paynetics UK Limited) · Checked 28 October 2026 · Official register

    View in the register(opens in a new tab)

At a glance

Headquarters
Bulgaria
Markets
Europe
Built for
Bank, Embedded finance / Vertical SaaS, Marketplace, Payment processor / PSP

Categories

Where this Provider is listed in the directory.

Listing status

Last verified: 28 October 2026

The Provider has not claimed this listing. “Not yet verified” means Finlane has not checked it yet. It says nothing against the Provider.

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