About
Paytrail provides a payment platform that enables businesses to accept a wide range of payment methods through a single agreement. The platform supports various payment types, including bank transfers, card payments, mobile payments, and invoice-based installment services. Designed for both B2C and B2B merchants, the service is built to integrate into e-commerce platforms and mobile applications, facilitating digital commerce through features like secure card tokenization for one-click and recurring payments, as well as specialized solutions for multi-seller marketplaces. In addition to its online payment infrastructure, Paytrail offers an omnichannel solution that combines online checkout with physical store payment terminals. The company provides developers with mobile SDKs and APIs to build customized payment experiences, while merchants can manage their payment operations through a centralized dashboard. The platform also offers tools for chargeback and dispute management, reporting, and payment link generation for businesses operating without a traditional web shop.
Licences
Licences Finlane has checked against an official register or with the Provider.
Payment institution (PI)
Finanssivalvonta (FIN-FSA) · Finland
ActiveREGAFI (ACPR) – EEA passport notification · Reference Paytrail Oyj – payment institution · Checked 28 October 2026 · Official register
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At a glance
- Headquarters
- Finland
- Founded
- 2007
- Markets
- Europe
- Built for
- Bank, E-commerce / Merchant, Marketplace
Categories
Where this Provider is listed in the directory.
Listing status
Last verified: 28 October 2026
The Provider has not claimed this listing. “Not yet verified” means Finlane has not checked it yet. It says nothing against the Provider.
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