Open Banking & Account Data
Open Banking & Account Data use cases
See how Open Banking & Account Data supports specific products and workflows, then scope the requirements providers need to answer.
Verify income and affordability
Aggregate salary, expenses and balances across a user's accounts to power credit or KYC decisioning.
Read the use caseAdd pay-by-bank checkout
Offer instant account-to-account payments as a cheaper alternative to cards, with SCA built in.
Read the use caseAutomate accounting and reconciliation
Pull transactions and balances into an accounting or FP&A product, categorised and enriched.
Read the use casePower personal finance and budgeting apps
Give users a unified view of their bank, card and loan accounts with enriched merchant data.
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